If you are anything like the majority of us in the office, January has felt never ending.
This isn’t new, as January often feels like the longest month of the year—cold days, stretched-out weeks, and a seemingly never-ending wait for payday. Just like January, unexpected events can make time feel like it’s dragging on, especially when dealing with personal lines insurance claims.
Review and Refresh Your Coverage
January is a great time to refresh your policies—auto, home, renters, or life insurance—so you don’t feel stuck when disaster strikes. Just like the month, challenges may feel never-ending, but being properly insured keeps you prepared. Take a look at your homeowners policy and know your deductibles. See if you have that water back up coverage you keep thinking about. For your auto policy, do you have a glass deductible listed under your comprehensive coverage? Have you been meaning to add substitute transportation? Give us a call and we can discuss the costs or savings of any changes.
Patience Pays Off
Much like waiting for February to arrive, navigating insurance claims requires patience. Understanding your policy details ahead of time can make the process smoother and less frustrating. What are your responsiblities in the event of a claim? (File the claim timely, and prevent further damange). Do you know the direct number for your company should the claim happen during off hours? Is there an app you can use? All these things are helpful to know if you are unable to get a hold of us.
Final Thought
While January might feel like it lasts forever, having solid personal lines insurance ensures that no matter how long a crisis drags on, you have the protection you need. Use this time wisely—review your policies, make necessary updates, and step into the year with peace of mind.
Remember, We’re Here for You.